Its not the strongest but most adaptable to change who survive Charles Darwin

Information and news for a Changing World

Archive for: October, 2004

Interest Rates Make Housing More Affordable

Interest Rates Make Housing More Affordable

Little is more important to many people than their home… and few things are more important to the economy than homes and household formation. The average American gets married around age 25-26. The first child comes along about two years later. This household buys its first home around age 33 and buys their largest, trade [...]

Trend is Your Friend

Trend is Your Friend

“…Do not attack an enemy whose ranks are in perfect order and not to advance uphill”…sage advice from Sun Tzu’s The Art of War. Savvy investors might translate this to read, “The trend is your friend.” Those who study stock markets and what makes a market move, have a variety of theories attempting to explain [...]

Life Insurance and Spousal Trusts

Life Insurance and Spousal Trusts

Don’t throw away your life insurance trust and its expensive life insurance policy just because the estate tax is going away. Like a bad dream, in ten years it could be back. The much ballyhooed estate tax reform and potential repeal is just that… potential. Congress made the tax law change subject to reversion to [...]

Fixing Social Security

Fixing Social Security

“Fixing Social Security” has become the mantra of choice for politicians on both sides of the isle in our nation’s capital. Some form of privatization may be the end result of the inevitable political babble and posturing as we approach another national election. The original intent of Social Security was to provide government sponsored security [...]

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